I M keeping a reserve nobody knows about for a day nobody predicted.

Wisdom

A man with no margin is one bad week from disaster, and everyone around him can feel the fragility. The quiet cushion, built in the calm, is what lets you stay steady when the storm finally arrives.

Carry It

Add something to a reserve today, money, time, or energy, precisely when you do not need it.

Ask Yourself

How many days could you absorb a disaster before it started running your life?