I M nobody's borrower one day longer than I have to be.

Wisdom

Debt is a quiet master. It wakes before you do and takes its cut before you feed anyone else. Every dollar you owe is a piece of your future already spent by your past.

Carry It

Put one extra payment, however small, against one debt today, and feel the leash loosen by exactly that much.

Ask Yourself

How many of your choices are being made for you by what you already owe?